Key Features

1. Cashback Benefits

5% Cashback on transactions made through PayZapp and SmartBuy platforms.

2.5% Cashback on all other online spends.

1% Cashback on offline spends, wallet reloads, and point-of-sale transactions.

2. Milestone Rewards

Receive a ₹1,000 gift voucher upon spending ₹1,00,000 or more in a calendar quarter.

Vouchers are redeemable at brands like Amazon Pay, BigBasket, BookMyShow, Pizza Hut, PVR, Uber, etc. ​

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3. Dining Discounts

Up to 20% discount at partner restaurants via Swiggy Dineout. ​

4. Fuel Surcharge Waiver

1% fuel surcharge waiver on transactions between ₹400 and ₹5,000.

Maximum waiver of ₹250 per statement cycle. ​

5. Lounge Access

Complimentary lounge access at select airports across India.

A nominal transaction of ₹2 is charged to the credit card for lounge access. ​