Key Features of the KIWI Virtual Credit Card
UPI-Enabled Credit Payments: Link your virtual RuPay credit card to UPI and make payments by scanning QR codes at any merchant accepting UPI.
Instant Digital Issuance: Receive your virtual credit card within minutes through the KIWI app after completing the KYC process.
Lifetime Free: No joining or annual fees; the card is free for life.
Cashback and Rewards:
1% cashback on all UPI Scan & Pay transactions.
Earn 2 EDGE reward points for every ₹200 spent on domestic or international transactions.
Fuel surcharge waiver of 1% on transactions between ₹400 and ₹4,000, with a maximum waiver of ₹150 per month.
Interest-Free Period: Enjoy up to 50 days of interest-free credit on your purchases.
Lounge Access: Gain complimentary airport lounge access upon achieving annual spending milestones of ₹50,000, ₹1 lakh, and ₹1.5 lakhs.
Secure Transactions: Each payment requires UPI PIN authentication, ensuring secure and user-friendly transactions.